Built on regulated infrastructure.
Every regulated claim across this site resolves here. The details below require Legal and Security sign-off before launch.
How we’re regulated.
PayMongo is regulated by the Bangko Sentral ng Pilipinas (BSP). PayMongo is a non-bank financial institution.
Entities & licenses.
The specific operating entities, the BSP license each holds, and the license numbers are listed here pending Legal sign-off on the exact map. Acceptance and processing are attributed to the Operator of Payment System entity; money-movement and e-money to the Electronic Money Issuer entity. Entities are named only where the activity requires it; the default attribution is “a PayMongo company.”
Certifications.
Security and compliance certifications (e.g. PCI DSS, SOC 2) are listed here only where currently held and in scope, each substantiated, pending Security and Legal sign-off.
Privacy & DPA posture.
Our data protection posture under the Data Privacy Act (RA 10173) — Data Protection Officer, breach-notification process, and lawful basis for processing — is detailed here and cross-linked to the Privacy Policy.
Deposit insurance.
Stored balances are electronic money, not bank deposits. They are not covered by deposit insurance (PDIC).