Fintech infrastructure

Launch financial productsfor your customers.

Give your customers wallets, cards, payments, and payouts on regulated rails. Managed by PayMongo.

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Building on our financial infrastructure

CashaloEBANXEastWestBukuWarungCashaloEBANXEastWestBukuWarung

One platform for your core financial products.

Build with simple, composable primitives that can power financial products for your customers.

Wallet as a Service

Help your customers store and move money on your platform — balances, top-ups, and transfers built in.

Explore wallets

One ledger underneath all of it.

Double-entry, real-time, reconciled against the rails — so your balances and your bank’s never disagree.

total payment volume
$10B+total payment volume
transactions processed
1.34Btransactions processed
platform uptime
99%platform uptime
How the ledger works

We run the tech operations.

Fraud protection

Screening, velocity limits, and transaction monitoring run on our rails, not on code your team maintains.

Customer support

Your team stays on your product. Our team carries escalations on the money-movement layer.

Go-to-market

You pay for usage. Scoped to the primitives you call, the corridors you move on, and the volume you actually run.

Same primitives. Five different builds.

Each one composes the stack differently. Find the motion that matches how you buy, build, and ship.

Banks & FIs

Universal, digital, and rural banks modernizing payments without a core rip-and-replace — and staying examiner-ready.

Typically build
  • Embedded payments
  • Onboarding & Verification
  • Real-time ledger
  • Lending infrastructure

PSPs & Payfacs

Payfacs, gateways, and orchestrators extending coverage into the Philippines without their own BSP enrollment.

Typically build
  • PH rails
  • Interbank payouts
  • Settlement
  • Under your brand

Software Platforms

SaaS platforms and marketplaces embedding money movement as a new revenue line.

Typically build
  • Wallets per merchant
  • Split payments
  • Payouts

Digital Lending

Digital lenders disbursing loans and collecting repayments at scale.

Typically build
  • Per-borrower wallets
  • Disbursement
  • Repayment routing

Payroll & Benefits

Payroll, benefits, and earned-wage-access providers paying large workforces.

Typically build
  • Wallet provisioning
  • Bulk disbursement
  • Reconciliation

Managed in weeks, or straight to the API.

Go live on our licenses, rails, and compliance — or bring your own stack and build against the TNKR API.

Fully managed

Wallets, payouts, KYC, and the ledger arrive running on our licenses and rails. You configure them and launch — a few lines of code, not a stack to build.

Explore the platform

Build with full control

Bring your own stack and build directly against the TNKR API.

Read the docs

Launch financial products for your customers. Unlock new revenue for your business.

Talk to our team